Does DoorDash insurance cover delivery drivers?

If you are a DoorDash delivery driver, you will need to purchase your own insurance coverage since your personal auto insurance policy does not cover you while making deliveries. Although DoorDash offers basic liability insurance for delivery drivers, it may not be sufficient for all situations.

Does DoorDash provide insurance?

DoorDash provides third-party auto liability insurance for Dashers involved in accidents while in the “Delivery Available” or “Delivery Service” Period. Per our Independent Contractor Agreement, Dashers must also maintain primary auto insurance with minimum limits as applicable by local insurance laws. Q: What coverage is provided?

Do I need a personal auto insurance policy if I'm a DoorDash driver?

Your personal auto policy was designed to protect you during the personal use of your vehicle, not business use. Purchasing DoorDash insurance is crucial if you are a DoorDash driver. In most cases, your traditional personal auto insurance policy will not protect you if you are involved in an accident while on a delivery.